So, two weeks ago it was below zero temps with what are now going to be Record Electric Bills and Home Heating Gas/Fuel Bills after Power Outages.
Now, the "Disaster" is going to be that many people cannot pay the bills that will come due.
So I think that a lot of People should learn to "Be Prepared" on two fronts. Logistics, but also Financial.
In our home, we worked long and hard to be able to set back financial sources to cover 6 months of expenses if there was an unexpected interruption.
In our retirement, we set back one years worth that we do not touch unless there is an EMERGENCY.
We also deposited 1/12 every month what we knew to be "Fixed Expenses" like Property Tax, Home Insurance, Vehicle Insurance, and other expenses that many people seem to panic at when the bills come due, even though they have to know that the bills will come due.
And yes, I know it's sometimes difficult to set money back, but I think a lot of that is due to lack of budgeting.
Financial Priorities were always:
They always came first before any other considerations.
So at a minimum, I'd think it'd be a good idea for all families to work to set back the following reserves for "Disasters".
3-6 months of food and other consumable items, including household supplies like laundry products, personal hygiene products and of course Toilet Paper
(Rotate Supplies to insure Freshness. I learned a Valuable Skill working in a Grocery Store as a Teen)
3-6 months worth of money to provide shelter, including Property Taxes, Renters Insurance, Homeowners Insurance.
Also a Tent, Camp Stove, Sleeping Bags and a Bugout Bag with a weeks worth of Medications, a change of clothes, shoes, belt, and $100-$200 in cash (small bills) for each person. I also have a loaded Model 10 Smith with 2 extra speed loaders and a shoulder holster in mine. We change out the clothing seasonally and rotate meds through to keep meds fresh. Also included is a small Toiletry kit with toothbrush, toothpaste as well as an IFAK with Ibuprofen, Benadryl, Antibiotic Ointment, Bandaids, Bandages, Trauma Clotting Bandage, and extra Bandana's (useful for sweat rags, bandages, slings, etc) and a Lifestraw Water Purification Straw.
We have a generator and proper generator switch, with enough fuel to run 2 weeks.
Our vehicles are always kept on the top half of the tank and I keep the Oil Changes/Lube and other maintenance updated so that as much as possible they're ready to go if needed
And then, I keep enough money back to pay out Utilities and other basic expenses for a year, but I'd think 3-6 months would be a good Minimum.
Anyone that is able to, should work up to having one year in reserve for supplies or expense money.
Currently, people are finding themselves short on money to pay for inflated utility bills due to the recent cold snap.
Setting back at least 3-6 months would help defray that.
All of the above is done in conjunction with or in addition to keeping my 6 B's in reserve.
We keep our bug out bags in the basement in the same area we have water bottles, flashlights, a heavy blanket to shield us from debris, a battery operated radio, extra batteries and a Luggable Loo Bucket to use as a potty if needed. We use Kitchen Trash Bags as a liner, just twist after using to seal off odors.
So if we have to seek shelter in a hurry, or bug out due to whatever reason, we have everything we need in one central location.
Right now, it's 70 here when it was -17 with a 35 below 0 windchill two weeks ago.
Tornado Season is on the way.
Accompanying that will be Spring Thunderstorms, Flooding Rains and other disasters that can disrupt our lives and damage our homes.
I fully believe that "Be Prepared" is a prudent course of action to take at all times, regardless of where you live.