Most insurance policies will NOT cover the intentional use of a firearm or any intentional act for that matter. If you drop it and it accidentally and it goes off, you might be covered but you would need to check your policy for any exclusions.
In Florida and from what I now see, Tennessee, have statutes that protect you from being sued civily if the shooting was legally justified. They just changed the law in FL as of Oct 1st to add that in. It was a welcomed change!
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